American Equity Investment Life Insurance Company logo

American Equity Investment Life Insurance Company

AM Best: A
6000 Westown Parkway, West Des Moines, IA 50266
(888) 221-1234
Founded
1995
Headquarters
Iowa
AM Best Rating
A (Excellent Rated)
Parent Company
American Equity Investment Group
NAIC Code
92738

Top Fixed Rates

Best guaranteed yield-to-surrender by term

3
years

3.75%

5
years

3.75%

American Equity Products

17 products available

American Equity IncomeShield BONUS 10

Term
10yr
S&P Cap
3.25%
Fixed Rate
2.00%
Bonus
14.0%
Riders
2
MVA

American Equity IncomeShield 7

Term
7yr
S&P Cap
2.75%
Fixed Rate
1.70%
Riders
5
MVA

American Equity AssetShield 9 (CA Only)

Term
9yr
S&P Cap
11.75%
Fixed Rate
3.80%
MVA

American Equity IncomeShield 9 (CA Only)

Term
9yr
S&P Cap
3.25%
Fixed Rate
2.00%
Bonus
14.0%
Riders
4
MVA

American Equity AssetShield 7

Term
7yr
S&P Cap
11.25%
Fixed Rate
3.80%
MVA

American Equity AssetShield 5

Term
5yr
S&P Cap
10.75%
Fixed Rate
3.55%
MVA

American Equity AssetShield 10

Term
10yr
S&P Cap
11.75%
Fixed Rate
3.80%
MVA

American Equity EstateShield 10

Term
10yr
S&P Cap
4.25%
Fixed Rate
2.00%
Riders
1
MVA

American Equity EstateShield 9 (CA Only)

Term
9yr
S&P Cap
4.25%
Fixed Rate
2.00%
Riders
1
MVA

American Equity AssetShield Bonus 10

Term
10yr
S&P Cap
6.75%
Fixed Rate
1.90%
Bonus
14.0%
MVA

American Equity AssetShield Bonus 9 (CA Only)

Term
9yr
S&P Cap
6.75%
Fixed Rate
1.90%
Bonus
14.0%
MVA

American Equity AssetShield Bonus 10 with EBLR

Term
10yr
S&P Cap
6.75%
Fixed Rate
1.90%
Bonus
21.0%
Riders
1
MVA

American Equity IncomeShield 10

Term
10yr
S&P Cap
5.75%
Fixed Rate
3.50%
Riders
1
MVA

American Equity AssetShield Bonus 5: Option 1

Term
5yr
S&P Cap
9.00%
Fixed Rate
3.55%
Bonus
3.0%
MVA

American Equity AssetShield Bonus 5: Option 2

Term
5yr
S&P Cap
8.25%
Fixed Rate
3.20%
Bonus
5.0%
MVA

American Equity AssetShield Bonus 5: Option 3

Term
5yr
S&P Cap
7.50%
Fixed Rate
2.85%
Bonus
7.0%
MVA

American Equity GuaranteeShield MYGA

MYGA
Top Rate
3.75%
Guarantee
3yr
MVA

Financial Strength Ratings

Independent rating agencies assess the financial strength and claims-paying ability of insurance carriers.

AM Best
A
Excellent Rated
S&P Global
A
Financial Strength Rating
Fitch
A
Insurer Financial Strength
Comdex
78
Composite Rating

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