American National Insurance Company logo

American National Insurance Company

AM Best: A
One Moody Plaza, Galveston, TX 77550
(800) 252-9546
Founded
1905
Headquarters
Texas
AM Best Rating
A (Excellent Rated)
Parent Company
Brookfield Asset Management Reinsurance Partners Ltd Group
NAIC Code
60739

Top Fixed Rates

Best guaranteed yield-to-surrender by term

3
years

5.00%

5
years

5.35%

6
years

5.63%

7
years

5.45%

8
years

5.20%

American National Products

14 products available

Strategy Indexed Annuity PLUS 10

Term
10yr
S&P Cap
10.20%
Fixed Rate
3.85%
Bonus
1.0%
Riders
2
MVA

Strategy Indexed Annuity PLUS 7

Term
7yr
S&P Cap
6.20%
Fixed Rate
2.75%
Bonus
11.0%
Riders
2
MVA

Rate Certainty 20

Term
20yr
Fixed Rate
3.40%
MVA

Rate Certainty 7

Term
7yr
Fixed Rate
3.70%
MVA

Rate Certainty 10

Term
10yr
Fixed Rate
3.75%
MVA

Smart Start Accumulator

Term
10yr
S&P Cap
8.00%
Fixed Rate
3.35%
MVA

Smart Start Accumulator Plus Low Enhancement

Term
10yr
S&P Cap
5.00%
Fixed Rate
2.85%
Bonus
14.0%
MVA

Smart Start Accumulator Plus High Enhancement

Term
10yr
S&P Cap
5.00%
Fixed Rate
2.85%
Bonus
20.0%
Riders
1
MVA

Rate Certainty 5

Term
5yr
Fixed Rate
3.70%
MVA

Palladium MYG

MYGA
Top Rate
5.35%
Guarantee
7yr
MVA

WealthQuest Citadel 5 Diamond

Top Rate
4.15%
Guarantee
2yr
ROP

WealthQuest Citadel 7 Diamond

Top Rate
4.20%
Guarantee
2yr
ROP

Palladium Match MYG

MYGA
Top Rate
5.30%
Guarantee
7yr
MVA

Palladium MYG MAX

MYGA
Top Rate
5.45%
Guarantee
7yr
MVA

Financial Strength Ratings

Independent rating agencies assess the financial strength and claims-paying ability of insurance carriers.

AM Best
A
Excellent Rated
S&P Global
A
Financial Strength Rating
Fitch
A
Insurer Financial Strength
Comdex
78
Composite Rating

Quote & Illustrate American National Products in Minutes With AI

Generate carrier-accurate illustrations, compare products side by side, and create client-ready reports — all from one platform.

  • Carrier-accurate illustrations with real product data
  • Side-by-side product comparison across carriers
  • Professional PDF reports for client presentations
Try Annuities Genius Free

Plans from $99/month · 14-day free trial · Cancel anytime