Aspida Life Insurance Company logo

Aspida Life Insurance Company

AM Best: A-
2327 Englert Drive, Durham, NC 27713
(833) 427-7432
Founded
2021
Headquarters
California
AM Best Rating
A- (Excellent Rated)
Parent Company
-
NAIC Code
67423

Top Fixed Rates

Best guaranteed yield-to-surrender by term

2
years

3.85%

3
years

4.55%

5
years

5.30%

7
years

5.50%

Aspida Products

13 products available

WealthLock Accumulator 7

Term
7yr
S&P Cap
9.50%
Fixed Rate
4.00%
MVA

WealthLock Accumulator 10

Term
10yr
S&P Cap
9.00%
Fixed Rate
4.00%
MVA

Synergy Choice Max 5

Term
5yr
S&P Cap
9.25%
Fixed Rate
4.50%
MVA

Synergy Choice Max 10

Term
10yr
S&P Cap
9.75%
Fixed Rate
4.50%
MVA

Synergy Choice Bonus 10

Term
10yr
S&P Cap
5.00%
Fixed Rate
3.00%
Bonus
14.0%
MVA

Synergy Choice Income

Term
10yr
S&P Cap
5.00%
Fixed Rate
2.75%
Riders
1
MVA

WealthLock Accumulator 5

Term
5yr
S&P Cap
10.00%
Fixed Rate
4.00%
MVA

Synergy Choice Bonus 10 (CA Only)

Term
9yr
S&P Cap
5.25%
Fixed Rate
3.15%
Bonus
10.0%
MVA

Synergy Choice Bonus 5

Term
5yr
S&P Cap
5.50%
Fixed Rate
2.50%
Bonus
8.0%
MVA

Synergy Choice Bonus 5 (CA Only)

Term
5yr
S&P Cap
5.75%
Fixed Rate
2.35%
Bonus
8.0%
MVA

DreamPath RILA

Term
6yr
S&P Cap
20.50%
Buffer
10.00%

Synergy Choice

MYGA
Top Rate
5.50%
Guarantee
7yr
MVA

WealthLock MYGA

MYGA
Top Rate
5.30%
Guarantee
7yr
MVA

Financial Strength Ratings

Independent rating agencies assess the financial strength and claims-paying ability of insurance carriers.

AM Best
A-
Excellent Rated
Comdex
56
Composite Rating

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