AuguStar Life Insurance Company

AM Best: A

Illustrate AuguStar Products

Visit Website

One Financial Way, Cincinnati, OH 45242

(888) 925-6446

Founded

1909

Headquarters

Ohio

AM Best Rating

A (Excellent Rated)

Parent Company

Constellation Ins Holdings Grp

NAIC Code

67172

Top Fixed Rates

Best guaranteed yield-to-surrender by term

3
years

4.70%

5
years

5.30%

7
years

5.20%

AuguStar Products

16 products available

OrionShield 10

Term

10yr

S&P Cap

8.60%

Fixed Rate

3.95%

MVA

OrionShield 7 with Premium Bonus

Term

7yr

S&P Cap

6.25%

Fixed Rate

2.95%

Bonus

5.0%

MVA

OrionShield 7

Term

7yr

S&P Cap

8.60%

Fixed Rate

3.90%

MVA

OrionShield 5

Term

5yr

S&P Cap

8.60%

Fixed Rate

3.85%

MVA

OrionShield 10 with Premium Bonus

Term

10yr

S&P Cap

5.75%

Fixed Rate

2.60%

Bonus

21.0%

MVA

Omega Accumulation 5

Term

5yr

S&P Cap

8.50%

Fixed Rate

4.50%

MVA

Omega Accumulation 7

Term

7yr

S&P Cap

8.75%

Fixed Rate

4.40%

MVA

Omega Accumulation 10

Term

10yr

S&P Cap

9.00%

Fixed Rate

4.45%

MVA

Omega Bonus 10 (Most States)

Term

10yr

S&P Cap

5.75%

Fixed Rate

3.05%

Bonus

23.0%

MVA

Omega Bonus 7

Term

7yr

S&P Cap

5.50%

Fixed Rate

3.80%

Bonus

5.0%

MVA

Omega Bonus Plus 10 (Most States)

Term

10yr

S&P Cap

5.75%

Fixed Rate

3.05%

Bonus

31.0%

Riders

MVA

Omega Bonus 10 (Variation States)

Term

10yr

S&P Cap

5.75%

Fixed Rate

3.05%

Bonus

21.0%

MVA

Omega Bonus Plus 10 (Variation States)

Term

10yr

S&P Cap

5.75%

Fixed Rate

3.05%

Bonus

29.0%

Riders

MVA

LunarGuard 3

MYGA

Top Rate

4.70%

Guarantee

3yr

MVA

LunarGuard 7

MYGA

Top Rate

5.20%

Guarantee

7yr

MVA

LunarGuard 5

MYGA

Top Rate

5.30%

Guarantee

5yr

MVA

Financial Strength Ratings

Independent rating agencies assess the financial strength and claims-paying ability of insurance carriers.

AM Best

Excellent Rated

Fitch

Insurer Financial Strength

Moody's

Baa1

Insurance Financial Strength

Comdex

Composite Rating

Quote & Illustrate AuguStar Products in Minutes With AI

Generate carrier-accurate illustrations, compare products side by side, and create client-ready reports — all from one platform.

Carrier-accurate illustrations with real product data
Side-by-side product comparison across carriers
Professional PDF reports for client presentations

Try Annuities Genius Free

Plans from $99/month · 14-day free trial · Cancel anytime