Capitol Life Insurance Company logo

Capitol Life Insurance Company

AM Best: A-
1605 LBJ Freeway, Suite 710, Dallas, TX 75234
(800) 745-4927
Founded
1906
Headquarters
Texas
AM Best Rating
A- (Excellent Rated)
Parent Company
Liberty Life Group Trust
NAIC Code
61581

Top Fixed Rates

Best guaranteed yield-to-surrender by term

3
years

4.75%

5
years

5.40%

7
years

5.45%

9
years

5.50%

Capitol Life Products

21 products available

Summit Prime 5

Term
5yr
S&P Cap
8.00%
Fixed Rate
4.15%
MVA

Summit Prime 7

Term
7yr
S&P Cap
8.50%
Fixed Rate
4.25%
MVA

Summit Prime 10

Term
10yr
S&P Cap
9.00%
Fixed Rate
4.30%
MVA

Summit Prime 10 with Bonus

Term
10yr
S&P Cap
6.50%
Fixed Rate
3.25%
Bonus
8.0%
MVA

Heritage Elite 9

MYGA
Top Rate
5.50%
Guarantee
9yr
MVA

Heritage Elite 7

MYGA
Top Rate
5.45%
Guarantee
7yr
MVA

Heritage Elite 5

MYGA
Top Rate
5.40%
Guarantee
5yr
MVA

Heritage Elite 3

MYGA
Top Rate
4.75%
Guarantee
3yr
MVA

Heritage Premier 9

MYGA
Top Rate
5.45%
Guarantee
9yr
MVA

Heritage Premier 7

MYGA
Top Rate
5.40%
Guarantee
7yr
MVA

Heritage Premier 5

MYGA
Top Rate
5.35%
Guarantee
5yr
MVA

Heritage Premier 3

MYGA
Top Rate
4.70%
Guarantee
3yr
MVA

Heritage Premier Plus 9

MYGA
Top Rate
5.35%
Guarantee
9yr
MVA

Heritage Premier Plus 7

MYGA
Top Rate
5.25%
Guarantee
7yr
MVA

Heritage Premier Plus 5

MYGA
Top Rate
5.15%
Guarantee
5yr
MVA

Heritage Premier Plus 3

MYGA
Top Rate
4.35%
Guarantee
3yr
MVA

Heritage Classic 9

MYGA
Top Rate
5.25%
Guarantee
9yr
MVA

Heritage Classic 7

MYGA
Top Rate
5.20%
Guarantee
7yr
MVA

Heritage Classic 5

MYGA
Top Rate
5.15%
Guarantee
5yr
MVA

Heritage Classic 3

MYGA
Top Rate
4.60%
Guarantee
3yr
MVA

Heritage Accumulator

Top Rate
2.25%
Guarantee
1yr

Financial Strength Ratings

Independent rating agencies assess the financial strength and claims-paying ability of insurance carriers.

AM Best
A-
Excellent Rated

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