Clear Spring Life and Annuity Company logo

Clear Spring Life and Annuity Company

AM Best: A-
10555 Group 1001 Way, Zionsville, IN 46077
(800) 990-7626
Founded
1985
Headquarters
Delaware
AM Best Rating
A- (Excellent Rated)
Parent Company
Group 1001 Insurance Holdings
NAIC Code
83607

Top Fixed Rates

Best guaranteed yield-to-surrender by term

3
years

4.90%

4
years

5.05%

5
years

5.20%

6
years

5.25%

7
years

5.25%

Clear Spring Products

5 products available

Highlander

Term
10yr
S&P Cap
7.25%
Fixed Rate
3.60%
Bonus
10.0%
Riders
2
MVA

Highlander 7

Term
7yr
S&P Cap
9.75%
Fixed Rate
4.50%
MVA

ViStar

Term
10yr
S&P Cap
6.00%
Fixed Rate
3.50%
Riders
1
MVA

ClearFlex

Term
10yr
S&P Cap
10.00%
Fixed Rate
4.60%
MVA

Preserve MYGA

MYGA
Top Rate
5.25%
Guarantee
6yr
MVA

Financial Strength Ratings

Independent rating agencies assess the financial strength and claims-paying ability of insurance carriers.

AM Best
A-
Excellent Rated

Quote & Illustrate Clear Spring Products in Minutes With AI

Generate carrier-accurate illustrations, compare products side by side, and create client-ready reports — all from one platform.

  • Carrier-accurate illustrations with real product data
  • Side-by-side product comparison across carriers
  • Professional PDF reports for client presentations
Try Annuities Genius Free

Plans from $99/month · 14-day free trial · Cancel anytime