EquiTrust Life Insurance Company logo

EquiTrust Life Insurance Company

AM Best: B++
7100 Westown Parkway, Suite 200, West Des Moines, IA 50266
(866) 598-3692
Founded
1996
Headquarters
Arizona
AM Best Rating
B++ (Good Rated)
Parent Company
-
NAIC Code
62510

Top Fixed Rates

Best guaranteed yield-to-surrender by term

3
years

4.80%

5
years

5.05%

6
years

5.15%

8
years

5.20%

10
years

5.30%

EquiTrust Products

12 products available

MarketTen Bonus Index

Term
10yr
S&P Cap
8.00%
Fixed Rate
3.25%
Bonus
11.0%
MVA ROP

MarketValue Index

Term
10yr
S&P Cap
12.00%
Fixed Rate
5.00%
MVA

MarketPower Bonus Index

Term
14yr
S&P Cap
8.00%
Fixed Rate
3.25%
Bonus
15.0%
MVA

MarketSeven Index

Term
7yr
S&P Cap
11.00%
Fixed Rate
4.75%
MVA

Bridge

Term
10yr
S&P Cap
9.00%
Fixed Rate
5.00%
Riders
1
MVA

MarketFive Index

Term
5yr
S&P Cap
10.50%
Fixed Rate
4.50%
MVA

MarketFuture Bonus Income Index

Term
10yr
S&P Cap
6.00%
Fixed Rate
3.50%
Bonus
8.0%
Riders
1
MVA

MarketEdge Bonus Index

Term
10yr
S&P Cap
6.50%
Fixed Rate
2.00%
Bonus
11.0%
MVA

MarketEarly Income Index

Term
10yr
S&P Cap
5.00%
Fixed Rate
3.00%
Riders
1
MVA

SmartBoost Index

Term
10yr
S&P Cap
8.00%
Fixed Rate
4.50%
MVA

ChoiceFour

Top Rate
5.00%
Guarantee
1yr
MVA

Certainty Select

MYGA
Top Rate
5.30%
Guarantee
10yr
MVA

Financial Strength Ratings

Independent rating agencies assess the financial strength and claims-paying ability of insurance carriers.

AM Best
B++
Good Rated
S&P Global
A-
Financial Strength Rating
Fitch
A-
Insurer Financial Strength
Comdex
52
Composite Rating

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