Lincoln Financial logo

Lincoln Financial

AM Best: A
1301 South Harrison Street, Fort Wayne, IN 46802
(888) 916-4900
Founded
1905
Headquarters
Indiana
AM Best Rating
A (Excellent Rated)
Parent Company
Lincoln Financial Group
NAIC Code
65676

Top Fixed Rates

Best guaranteed yield-to-surrender by term

5
years

4.75%

7
years

4.80%

10
years

4.95%

Lincoln Financial Products

15 products available

Lincoln OptiBlend 7

Term
7yr
S&P Cap
8.55%
Fixed Rate
4.00%
MVA

Lincoln OptiBlend 10

Term
10yr
S&P Cap
9.00%
Fixed Rate
4.10%
MVA

Lincoln OptiBlend 5

Term
5yr
S&P Cap
8.50%
Fixed Rate
4.00%
MVA

Lincoln OptiBlend Income 7

Term
7yr
S&P Cap
5.10%
Fixed Rate
3.10%
Riders
1
MVA

Lincoln OptiBlend Income 10

Term
10yr
S&P Cap
5.15%
Fixed Rate
3.15%
Riders
1
MVA

Lincoln OptiBlend Income 7 with ProtectedPay Select and Estate Lock

Term
7yr
S&P Cap
5.10%
Fixed Rate
3.10%
Riders
2
MVA

Lincoln OptiBlend Income 10 with ProtectedPay Select and Estate Lock

Term
10yr
S&P Cap
5.15%
Fixed Rate
3.15%
Riders
2
MVA

Lincoln Level Advantage 2 B-Share

Term
6yr
S&P Cap
16.00%
Buffer
10.00%

Lincoln Level Advantage 2 B-Share with Guarantee of Principal

Term
6yr
S&P Cap
15.75%
Buffer
10.00%
Riders
2

Lincoln Level Advantage 2 Advisory with Guarantee of Principal

S&P Cap
17.50%
Buffer
10.00%
Riders
2

Lincoln Level Advantage 2 Advisory

S&P Cap
18.00%
Buffer
10.00%

Lincoln Level Advantage 2 Advisory Select

Term
6yr
S&P Cap
17.50%
Buffer
10.00%

Lincoln Level Advantage 2 Income Advisory

S&P Cap
18.00%
Buffer
10.00%
Riders
5

Lincoln Level Advantage 2 Income Advisory with ProtectedPay Select and Estate Lock

S&P Cap
18.00%
Buffer
10.00%
Riders
2

Lincoln MYGuarantee Plus

MYGA
Top Rate
4.95%
Guarantee
10yr
MVA

Financial Strength Ratings

Independent rating agencies assess the financial strength and claims-paying ability of insurance carriers.

AM Best
A
Excellent Rated
S&P Global
A+
Financial Strength Rating
Fitch
A+
Insurer Financial Strength
Moody's
A2
Insurance Financial Strength
Comdex
82
Composite Rating

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