North American Company for Life and Health logo

North American Company for Life and Health

AM Best: A+
8300 Mills Civic Parkway, West Des Moines, IA 50266
(866) 322-7069
Founded
1886
Headquarters
Iowa
AM Best Rating
A+ (TOP Rated)
Parent Company
Sammons Enterprises Group
NAIC Code
66974

Top Fixed Rates

Best guaranteed yield-to-surrender by term

3
years

4.80%

5
years

5.15%

7
years

5.00%

North American Products

20 products available

NAC Charter Plus 10 High Band (Most States) with EBR

Term
10yr
S&P Cap
6.00%
Fixed Rate
3.00%
Bonus
23.0%
Riders
1
MVA

NAC BenefitSolutions 10

Term
10yr
S&P Cap
5.00%
Fixed Rate
2.30%
Riders
2
MVA

NAC Charter Plus 14 High Band

Term
14yr
S&P Cap
6.50%
Fixed Rate
3.00%
Bonus
17.0%
MVA

NAC Performance Choice 8

Term
8yr
S&P Cap
8.00%
Fixed Rate
3.20%
MVA

NAC PrimePath Pro 10

Term
10yr
S&P Cap
7.25%
Fixed Rate
3.15%
Riders
2
MVA

NAC PrimePath Pro 12

Term
12yr
S&P Cap
7.75%
Fixed Rate
3.20%
Riders
2
MVA

NAC VersaChoice 10

Term
10yr
S&P Cap
9.20%
Fixed Rate
3.25%
MVA

NAC Secure Horizon

Term
10yr
S&P Cap
6.00%
Fixed Rate
3.50%
MVA

NAC Secure Horizon Plus

Term
10yr
S&P Cap
4.25%
Fixed Rate
3.00%
Bonus
24.0%
Riders
4
MVA

Income Pay Pro 10

Term
10yr
S&P Cap
5.00%
Fixed Rate
2.50%
Riders
2
MVA

NAC Secure Horizon Choice 5

Term
5yr
S&P Cap
6.50%
Fixed Rate
3.40%
Riders
3
MVA

NAC Secure Horizon Choice 7

Term
7yr
S&P Cap
6.50%
Fixed Rate
3.50%
Riders
3
MVA

NAC Control. X

Term
10yr
S&P Cap
9.00%
Fixed Rate
3.90%
Riders
2
MVA

NAC Charter Plus 10 High Band (Most States)

Term
10yr
S&P Cap
6.00%
Fixed Rate
3.00%
Bonus
14.0%
MVA

NAC Charter Plus 14 High Band with EBR

Term
14yr
S&P Cap
6.50%
Fixed Rate
3.00%
Bonus
29.0%
Riders
1
MVA

NAC Secure Horizon Accelerator

Term
10yr
S&P Cap
3.75%
Fixed Rate
3.00%
Bonus
19.0%
MVA

NAC Guaranteed Allocation 5

Term
5yr
Fixed Rate
3.40%
MVA

NAC Guaranteed Allocation 7

Term
7yr
Fixed Rate
3.50%
MVA

NAC Guaranteed Allocation 10

Term
10yr
Fixed Rate
3.60%
MVA

NAC Guarantee Plus

MYGA
Top Rate
5.15%
Guarantee
5yr
MVA

Financial Strength Ratings

Independent rating agencies assess the financial strength and claims-paying ability of insurance carriers.

AM Best
A+
TOP Rated
S&P Global
A+
Financial Strength Rating
Fitch
A+
Insurer Financial Strength
Comdex
89
Composite Rating

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