SILAC Insurance Company
AM Best: B
299 South Main Street #1100, Salt Lake City, UT 84111
(833) 889-0910
Founded
1935
Headquarters
Utah
AM Best Rating
B (Average Rated)
Parent Company
Sterling Financial Ins Group, Inc
NAIC Code
62952
Top Fixed Rates
Best guaranteed yield-to-surrender by term
2
years
3.90%
3
years
4.50%
5
years
4.75%
SILAC Products
56 products available
Teton 14
Term
14yr
S&P Cap
7.75%
Fixed Rate
4.25%
MVA
Teton 7
Term
7yr
S&P Cap
7.75%
Fixed Rate
4.25%
MVA
Teton Bonus 14
Term
14yr
S&P Cap
6.00%
Fixed Rate
3.00%
Bonus
15.0%
MVA
Teton Bonus 10
Term
10yr
S&P Cap
6.00%
Fixed Rate
2.75%
Bonus
15.0%
MVA
Teton 10
Term
10yr
S&P Cap
7.75%
Fixed Rate
4.25%
MVA
Teton Bonus 7
Term
7yr
S&P Cap
6.00%
Fixed Rate
2.75%
Bonus
10.0%
MVA
Denali Bonus 7
Term
7yr
S&P Cap
6.25%
Fixed Rate
3.25%
Bonus
10.0%
MVA
Denali 7
Term
7yr
S&P Cap
8.50%
Fixed Rate
4.50%
MVA
Denali 10
Term
10yr
S&P Cap
9.50%
Fixed Rate
4.75%
MVA
Denali Bonus 10
Term
10yr
S&P Cap
6.75%
Fixed Rate
3.50%
Bonus
15.0%
MVA
Denali 14
Term
14yr
S&P Cap
9.75%
Fixed Rate
5.00%
MVA
Denali Bonus 14
Term
14yr
S&P Cap
7.00%
Fixed Rate
3.50%
Bonus
15.0%
MVA
Vega 7
Term
7yr
S&P Cap
4.75%
Fixed Rate
2.25%
Riders
4
MVA
Vega 10
Term
10yr
S&P Cap
4.75%
Fixed Rate
2.25%
Riders
4
MVA
Vega 14
Term
14yr
S&P Cap
4.50%
Fixed Rate
2.25%
Riders
2
MVA
Vega Bonus 7
Term
7yr
S&P Cap
5.00%
Fixed Rate
2.25%
Riders
8
MVA
Vega Bonus 10
Term
10yr
S&P Cap
4.50%
Fixed Rate
2.00%
Riders
8
MVA
Vega Bonus 14
Term
14yr
S&P Cap
3.50%
Fixed Rate
2.00%
Riders
2
MVA
Teton 5
Term
5yr
S&P Cap
7.75%
Fixed Rate
4.00%
MVA
Teton Bonus 5
Term
5yr
S&P Cap
5.75%
Fixed Rate
2.75%
Bonus
7.0%
MVA
Evolve 7
Term
7yr
S&P Cap
8.50%
Fixed Rate
4.50%
Bonus
3.0%
Riders
2
MVA
Evolve 10
Term
10yr
S&P Cap
9.50%
Fixed Rate
4.75%
Bonus
5.0%
Riders
2
MVA
Evolve 14
Term
14yr
S&P Cap
9.75%
Fixed Rate
5.00%
Bonus
5.0%
Riders
2
MVA
Denali 7 with Elevation
Term
7yr
S&P Cap
8.50%
Fixed Rate
4.50%
Riders
1
MVA
Denali 7 with Elevation Plus
Term
7yr
S&P Cap
8.50%
Fixed Rate
4.50%
Bonus
3.0%
Riders
1
MVA
Denali 10 with Elevation
Term
10yr
S&P Cap
9.50%
Fixed Rate
4.75%
Riders
1
MVA
Denali 10 with Elevation Plus
Term
10yr
S&P Cap
9.50%
Fixed Rate
4.75%
Bonus
5.0%
Riders
1
MVA
Denali 14 with Elevation
Term
14yr
S&P Cap
9.75%
Fixed Rate
5.00%
Riders
1
MVA
Denali 14 with Elevation Plus
Term
14yr
S&P Cap
9.75%
Fixed Rate
5.00%
Bonus
5.0%
Riders
1
MVA
Denali Bonus 7 with Elevation
Term
7yr
S&P Cap
6.25%
Fixed Rate
3.25%
Bonus
10.0%
Riders
1
MVA
Denali Bonus 7 with Elevation Plus
Term
7yr
S&P Cap
6.25%
Fixed Rate
3.25%
Bonus
13.0%
Riders
1
MVA
Denali Bonus 10 with Elevation
Term
10yr
S&P Cap
6.75%
Fixed Rate
3.50%
Bonus
15.0%
Riders
1
MVA
Denali Bonus 10 with Elevation Plus
Term
10yr
S&P Cap
6.75%
Fixed Rate
3.50%
Bonus
20.0%
Riders
1
MVA
Denali Bonus 14 with Elevation
Term
14yr
S&P Cap
7.00%
Fixed Rate
3.50%
Bonus
15.0%
Riders
1
MVA
Denali Bonus 14 with Elevation Plus
Term
14yr
S&P Cap
7.00%
Fixed Rate
3.50%
Bonus
20.0%
Riders
1
MVA
Teton 5 with Elevation
Term
5yr
S&P Cap
7.75%
Fixed Rate
4.00%
Riders
1
MVA
Teton 5 with Elevation Plus
Term
5yr
S&P Cap
7.75%
Fixed Rate
4.00%
Bonus
2.0%
Riders
1
MVA
Teton 7 with Elevation
Term
7yr
S&P Cap
7.75%
Fixed Rate
4.25%
Riders
1
MVA
Teton 7 with Elevation Plus
Term
7yr
S&P Cap
7.75%
Fixed Rate
4.25%
Bonus
3.0%
Riders
1
MVA
Teton 10 with Elevation
Term
10yr
S&P Cap
7.75%
Fixed Rate
4.25%
Riders
1
MVA
Teton 10 with Elevation Plus
Term
10yr
S&P Cap
7.75%
Fixed Rate
4.25%
Bonus
5.0%
Riders
1
MVA
Teton 14 with Elevation
Term
14yr
S&P Cap
7.75%
Fixed Rate
4.25%
Riders
1
MVA
Teton 14 with Elevation Plus
Term
14yr
S&P Cap
7.75%
Fixed Rate
4.25%
Bonus
5.0%
Riders
1
MVA
Teton Bonus 5 with Elevation
Term
5yr
S&P Cap
5.75%
Fixed Rate
2.75%
Bonus
7.0%
Riders
1
MVA
Teton Bonus 5 with Elevation Plus
Term
5yr
S&P Cap
5.75%
Fixed Rate
2.75%
Bonus
9.0%
Riders
1
MVA
Teton Bonus 7 with Elevation
Term
7yr
S&P Cap
6.00%
Fixed Rate
2.75%
Bonus
10.0%
Riders
1
MVA
Teton Bonus 7 with Elevation Plus
Term
7yr
S&P Cap
6.00%
Fixed Rate
2.75%
Bonus
13.0%
Riders
1
MVA
Teton Bonus 10 with Elevation
Term
10yr
S&P Cap
6.00%
Fixed Rate
2.75%
Bonus
15.0%
Riders
1
MVA
Teton Bonus 10 with Elevation Plus
Term
10yr
S&P Cap
6.00%
Fixed Rate
2.75%
Bonus
20.0%
Riders
1
MVA
Teton Bonus 14 with Elevation
Term
14yr
S&P Cap
6.00%
Fixed Rate
3.00%
Bonus
15.0%
Riders
1
MVA
Teton Bonus 14 with Elevation Plus
Term
14yr
S&P Cap
6.00%
Fixed Rate
3.00%
Bonus
20.0%
Riders
1
MVA
Evolve Bonus 7
Term
7yr
S&P Cap
6.25%
Fixed Rate
3.25%
Bonus
13.0%
Riders
2
MVA
Evolve Bonus 10
Term
10yr
S&P Cap
6.75%
Fixed Rate
3.50%
Bonus
20.0%
Riders
2
MVA
Evolve Bonus 14
Term
14yr
S&P Cap
7.00%
Fixed Rate
3.50%
Bonus
20.0%
Riders
2
MVA
Secure Savings
MYGATop Rate
3.45%
Guarantee
5yr
MVA
Secure Savings Elite
MYGATop Rate
4.75%
Guarantee
5yr
MVA
Financial Strength Ratings
Independent rating agencies assess the financial strength and claims-paying ability of insurance carriers.
AM Best
B
Average Rated
Fitch
BBB-
Insurer Financial Strength
Comdex
32
Composite Rating
Quote & Illustrate SILAC Products in Minutes With AI
Generate carrier-accurate illustrations, compare products side by side, and create client-ready reports — all from one platform.
- Carrier-accurate illustrations with real product data
- Side-by-side product comparison across carriers
- Professional PDF reports for client presentations
Try Annuities Genius Free
Plans from $99/month · 14-day free trial · Cancel anytime