How much premium buys the income she wants?

Your AI solves for the premium: the money she puts in to get her target paycheck for life.

1. 1.

   Ask your client: how much income a year, from what age, for one person or both?

2. 2.

   Open a new chat. In ChatGPT Work, type @ and pick Annuities Genius. Paste the case.

   Copy

   Using Annuities Genius: I'm paid by commission. My client is a 58-year-old woman in Ohio. She wants $24,000 a year of income for life, starting at 65, from non-qualified savings (not an IRA). What premium does she need for that income? Show the 3 options that need the least money. Give the rider fee, rating and minimum premium of each, and whether she can add money later. Check each product's sales channel in its details, not its name, and flag any fee-based (Advisory) product. Then run an illustration for the first one that is not fee-based. I decide.

   Date every figure. Mark every figure you worked out yourself. If you cannot reach Annuities Genius, say so and give no figure.

   Select the text and copy it.

3. 3.

   Check each option's minimum premium, and whether she can add money later.

   The minimum is set per index account and can differ from the one your AI used.