Genius CRM: Annuity Proposals That Close Save My Seat
annuities genius logo
Testimonials Pricing Blog AI Academy
Skip to the lesson

Part 2 of 3

Roth conversion money: which annuities take it?

Not every annuity is Roth friendly. Name the conversion money, ask for three carriers, and keep tax math with the client's tax advisor.

  1. 1.

    Ask if the client converts all or part: Roth Conversion (Full) or (Partial).

    Money already in a Roth IRA is IRA-Roth, not a conversion.

  2. 2.

    Paste this and send it. In ChatGPT Work, type @ and pick Annuities Genius first.

    Using Annuities Genius: my client is 60 and lives in Indiana. She may convert about $100,000 of her Traditional IRA to a Roth inside an annuity. Which S&P 500 FIAs accept partial Roth conversion money? Show me 3 from 3 different carriers. Do not compute taxes. Then list the questions I should send to her tax adviser.

    Select the text and copy it.

    The question list can run long. Ask for 5 questions if you want fewer.

  3. 3.

    Read the 3 picks, then ask your AI to confirm each takes Roth money and how it is sold.

    Some products are sold only through banks and broker-dealers (brokerage firms). Fee-based (advisory) products can appear too. Ask how each is sold.

You're done when you get 3 picks from 3 carriers and a list of tax advisor questions.
Watch out: IRMAA (a Medicare surcharge) and conversion tax are not worked out here. Ask the client's tax advisor. The Roth post under Sources shows how GrantAI, the app's assistant, weighs a conversion.
Sources