Start now or wait: income at 62, 65, 67 or 70

Waiting raises the yearly income. Ask your AI for four start ages in one table to see what waiting adds.

1. 1.

   Pick up to four start ages. Ask your client: one person or both?

2. 2.

   Open a new chat. In ChatGPT Work, type @ and pick Annuities Genius. Paste the case.

   Copy

   Using Annuities Genius: I'm paid by commission. My client is a 60-year-old man in Arizona with $250,000 in a Traditional IRA. Compare his lifetime income if he starts at 62, 65, 67 or 70. Give me one dated table with the top product at each age. Check each product's sales channel in its details, not its name, and flag any fee-based (Advisory) product. Then show what he gains by waiting, with your break-even math. I decide.

   Date every figure. Mark every figure you worked out yourself. If you cannot reach Annuities Genius, say so and give no figure.

   Select the text and copy it.

3. 3.

   Check the product in each row, since it can change with the start age. Redo one break-even line by hand.